Switzerland & UK:

Shift to Advanced KYC:

Financial institutions in these jurisdictions are emphasizing robust, AI-driven KYC and AML frameworks, with a growing adoption of real-time verification, perpetual KYC (pKYC), and decentralized identity solutions to streamline onboarding and reduce fraud[1][2][3].

Regulatory Focus:

There is heightened regulatory scrutiny around corporate transparency, ultimate beneficial ownership, and sanctions evasion. UK and Swiss regulators are pushing for better information sharing and leveraging technology to enhance compliance[2][4].

AI and Blockchain Integration:

AI and blockchain are increasingly used for transaction monitoring and identity verification, with AI-driven systems reducing false positives by up to 40% and blockchain-based solutions being adopted for immutable audit trails[2][5].

 

UAE & Mauritius:

Regulatory Expansion:

The UAE and Mauritius are implementing stricter AML laws, expanding the scope of regulated entities and increasing penalties for non-compliance. Both jurisdictions are focusing on digital identity and technology-driven compliance to align with global standards[4].

Tech Adoption:

Financial institutions are investing in RegTech solutions, particularly real-time transaction monitoring and AI-powered risk assessment, to manage cross-border compliance and improve onboarding efficiency[2][5].

 

Sources:

[1] https://fintech.global/2025/02/13/the-future-of-kyc-how-banks-can-navigate-compliance-and-risk-in-2025/

[2] https://www.moodys.com/web/en/us/kyc/resources/insights/aml-in-2025.html

[3] https://authbridge.com/blog/kyc-challenges-today-and-future/

[4] https://www.niceactimize.com/blog/aml-predictions-information-sharing-increased-sanctions-and-regulatory-landscape-prioritized-for-2025/

[5] https://www.silenteight.com/blog/2025-trends-in-aml-and-financial-crime-compliance-a-data-centric-perspective-and-deep-dive-into-transaction-monitoring